What is My Personal Injury Case Worth?

If you were injured in a car accident, the negligent driver is responsible for compensating you for your losses. Typically an insurance company is involved and makes you an offer to settle. But many people wonder, what is my auto accident case worth? What is a reasonable settlement value? How much does the average car wreck claim settle for? It is difficult to find a one-size-fits-all answer to this question because so many factors are at play.

Causation Questions

First, you have to determine whether liability or causation is clear - causation for both the crash itself and causation for your injuries. If there is a legitimate question as to who had the right-of-way at the intersection, if you were also speeding at the time of the crash, or if you negligently contributed in any other way to the accident, then your case value is probably diminished. Also, if there is a legitimate question as to whether your injuries were actually caused by this wreck or by some other event or pre-existing condition, then your case is likely not worth as much.

So What is a Car Accident Claim Worth?

The best and most accurate answer to this question is the dreaded, "It depends." Set expenses - like incurred medical bills, vehicle repairs, and lost wages - are easy to determine. It is much harder, however, to put a value on damage categories like emotional distress, pain, suffering, and future damages like future medical bills or wage loss. Each of these categories is going to be different for each person and each car wreck. The truth is that the value of a car accident claim depends on the severity of your injuries and the impact those injuries have on your life, because ultimately it would be a jury deciding how much you are owed because of the negligence of another citizen. Insurance companies go to great lengths to analyze your claim and try to poke holes in all of your categories of damages. Personal injury lawyers likewise go to great lengths to draw focus away from the insurance company's tactics and back to your proven injuries, losses, and damages.

Montana Auto Accident Lawyer

As you can see, it is difficult for a layperson to determine and negotiate fair value for a car or truck accident insurance claim. If you or a loved one has been seriously injured in an auto accident on Montana's roadways, you should contact an experienced personal injury lawyer at Holm Law Firm, PLLC, where we always do our best to represent innocent victims of negligent driving against insurance companies. Contact us at (406) 252-2900 to set up a consultation.